Korea Wealth Map
Korea Net Worth by Age, Top 1% / 0.1%
Source: Statistics Korea KOSIS (DT_1HDAAA06, DT_1HDAAA21) + NH Investment & Securities. As of 2025년 3월 말 · 2025 Household Finance and Welfare Survey.
KOSIS API unavailable — showing cached values from the same survey.
All households (average)
By age of household head
| Age | Assets | Net worth | Liabilities |
|---|---|---|---|
| Under 29 | ₩155M | ₩108M | ₩47M |
| 30s | ₩360M | ₩251M | ₩109M |
| 40s | ₩627M | ₩484M | ₩143M |
| 50s | ₩662M | ₩552M | ₩110M |
| 60+ | ₩601M | ₩536M | ₩65M |
Average household assets by age (2017–2025)
| Age | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| 50s | ₩4.57B | ₩4.84B | ₩4.93B | ₩5.09B | ₩5.67B | ₩6.42B | ₩6.05B | ₩6.14B | ₩6.62B |
| 40s | ₩3.99B | ₩4.48B | ₩4.70B | ₩4.87B | ₩5.54B | ₩5.92B | ₩5.61B | ₩5.82B | ₩6.27B |
| 60+ | ₩3.90B | ₩4.17B | ₩4.20B | ₩4.27B | ₩4.89B | ₩5.44B | ₩5.48B | ₩5.83B | ₩6.01B |
| 30s | ₩2.88B | ₩3.15B | ₩3.26B | ₩3.55B | ₩4.00B | ₩4.12B | ₩3.86B | ₩3.62B | ₩3.60B |
| Under 29 | ₩988M | ₩989M | ₩1.10B | ₩1.07B | ₩1.21B | ₩1.35B | ₩1.47B | ₩1.49B | ₩1.55B |
Key insights from the time series
50s households peak at the highest assets
In 2025, households with heads in their 50s averaged ₩662M, the highest among all age brackets. By their 50s, Koreans have accumulated peak career income and real-estate holdings — and real assets (mostly housing) make up ~75% of household wealth in Korea.
30s households peaked in 2022, then declined
30-something households' average assets rose steadily to ₩412M in 2022 but have since fallen to ₩360M (12.8%). This coincides with the post-2022 housing-price correction, higher interest rates, and rising household debt burdens for younger families.
Under-29 households grew assets the fastest in percentage
Households headed by someone under 29 grew their average assets from ₩99M in 2017 to ₩155M in 2025 — a +57% increase. Most of this reflects rising jeonse (key-money) deposits and growing financial-asset accumulation among young single households.
60+ households kept climbing steadily
Households 60 and over grew from ₩390M to ₩601M (+54%), the most stable upward trajectory. Long-held real estate plus retirement-asset accumulation outweighs draw-down effects.
Top 1% needs 7.4 times the overall average
Entering the top 1% requires ₩3.48B of net worth — about 7.4× the overall household average of ₩471M. The top 0.1% threshold (₩9.71B) is 20.6× the average. KOSIS does not publish these tiers directly; they come from microdata analysis by NH Investment & Securities.
Net worth quintile (top 20% → bottom 20%)
| Group | Net worth | Income |
|---|---|---|
| Q5 (top 20%) | ₩1.21B | ₩178M |
| Q4 | ₩620M | ₩86M |
| Q3 | ₩320M | ₩55M |
| Q2 | ₩135M | ₩34M |
| Q1 (lowest 20%) | ₩11M | ₩16M |
Top 1% / 0.1% wealth thresholds
About this data
- Source: Statistics Korea (KOSIS) — Household Finance and Welfare Survey, tables DT_1HDAAA06 (by age) and DT_1HDAAA21 (by quintile/decile).
- Top 1% / 0.1% thresholds are independent estimates by NH Investment & Securities' 100-Year Life Research Institute from the same microdata; KOSIS itself does not publish these tiers.
- Updated annually around December. Sample-based estimates carry wider uncertainty at the top tiers.